PayLaterTB
Shop at our partner merchants and spread the payment for your purchase over a longer period.
Whether you're buying a new phone, custom-made furniture, photovoltaics or other technologies - you can conveniently pay them off.
With ecological solutions, you will also get even more favorable conditions.
In installments without loan fee
Fixed interest rate,
with benefits
for ECO products
You can arrange online and without an account in Tatra banka
For a loan of 7 000 EUR with a fixed interest rate of 5.99 % p. a., by the maturity of the loan with the number of 96 monthly annuity installments and with a one-time loan fee of 0 EUR, the annual percentage rate of costs is 6.25 % with a monthly loan repayment of 92.24 EUR, while the last loan repayment is in the amount of 37, 82 EUR. The total amount to be paid by the client is 8 800.62 EUR, while the interest calculation is based on the actual number of days in individual months and the assumption that the length of the calendar year is 360 days.
Conditions for obtaining and parameters of the PayLaterTB loan
- for a period of 6 to 96 months, or 12, 18, 24 and 36 months (SWAN dealer only)
- goods through a loan in the amount of 100 to 30,000 EUR, or up to 2,000 EUR (exclusively SWAN dealer)
- with a fixed interest rate
- without a fee for granting a loan
- a natural person, a citizen of the Slovak Republic with a permanent residence on the territory of the Slovak Republic
- age from 18 to 64 years
- income as an employee, from a business or from a pension
Where to shop with PayLaterTB
Photovoltaics for your family home with PayLaterTB
Why finance photovoltaics through PayLaterTB?
- preferential interest rate by default in the amount of 5.99% p. a.
- no loan fee
- online processing of the loan even without the need for a current account in Tatra banka
How to easily finance photovoltaics PayLaterTB
- Contact an expert from the list of our partner merchants
Agree on the ideal solution for your home, close the order and apply for financing through PayLaterTB.
- Verify your order
To verify your order, just fill out the PayLaterTB form.
- Apply for a loan
Fill out an online loan application, usually just an ID card is enough.
- Sign the loan agreement
After the loan is approved, sign the contract electronically, without the need for a personal meeting.
- Pay without worry
We will transfer funds to the account of your chosen merchant for you.
- Enjoy the delivery of photovoltaics
The partner trader will supply you with a photovoltaic power plant according to the agreed conditions.
Do you want to become our partner?
Frequently asked questions
You will repay the loan in monthly annuity installments (composed of principal and interest installments). During the entire term of the loan, your repayment will not change. You can determine the date of the payment yourself, for example according to the payment date of your salary.
No, drawing this type of loan with a co-borrower is not possible.
Yes, you can repay the loan early at any time. Early repayment is free of charge for the remaining principal amount up to EUR 10,000. For the amount of the remaining principal above EUR 10,000, in accordance with the Consumer Credit Act, the costs of early repayment may not exceed 1% of the early repayment loan amount.
Yes, you can. Extraordinary repayments can help reduce the total amount of the loan or shorten the repayment period, which will also reduce the interest you have to pay.
In order to complain about the goods, it is necessary to contact the seller from whom the goods were purchased.
Information about the loan and contractual documentation can be found in Internet bankingTB.
https://www.tatrabanka.sk/en/personal/loans/pay-later/