PayLaterTB
Spread the payment for the goods over a long period.
Take a fixed installment loan from Tatra banka directly through the e-shop or in a brick-and-mortar store for anything you need right now.
Pay for purchases at our partner merchants with a loan.
You can use the service even if you are not our client.
Pay for goods ordered in a brick-and-mortar store via PayLaterTB
Calculate PayLaterTB
Click on PayLaterTB and continue by entering the order number and amount from the merchant.
PayLaterTB without a loan fee
Interest rate from 5.99% per annum
You can arrange online and without an account in Tatra banka
Advantages of the loan
- Quickly and safely from the comfort of your home
- Online, without visiting a branch
- The interest rate does not change during the entire repayment period
Acquisition options
With PayLaterTB you can get:
- for a period of 6 to 96 months,
respectively 12, 18, 24 and 36 months (SWAN dealer only) - goods through a loan in the amount of EUR 100 to EUR 30,000,
respectively up to EUR 1,500 (exclusively SWAN dealer) - with an interest rate from 5.99% per annum,
- without a fee for granting a loan.
Conditions for drawing a loan through the PayLaterTB
- you are a natural person, a citizen of the Slovak Republic with a permanent residence on the territory of the Slovak Republic,
- you are between 18 and 64 years old,
- you receive income as an employee or from a business activity, or you are a pensioner
For a loan of 2 000 EUR with a fixed interest rate of 5.99 % p. a., with a repayment term of 48 monthly annuity installments, without insurance and with a one-time loan fee of 0 EUR, the annual percentage rate of costs is 6.25 % with a monthly loan repayment of 47.04 EUR. The total amount to be paid by the client is 2 257.92 EUR, while the interest calculation is based on the actual number of days in individual months and the assumption that the length of the calendar year is 360 days.
How to shop online
You will only need your ID card.
- Put the goods in the basket and choose the payment method PayLaterTB
- Complete the loan application
- Sign the contract online
- We will transfer the funds to the merchant account for you
- The goods will be delivered to you by the merchant, according to the delivery conditions of the e-shop
How to shop in a brick-and-mortar store
- Arrange your order with the merchant
- To pay for the goods ordered in the store, go to order verification PayLaterTB
- Complete the loan application
- Sign the contract online
- We will transfer the funds to the merchant account for you
- The goods will be delivered to you by the merchant, according to the delivery conditions
Frequently asked questions
You will repay the loan in monthly annuity installments (composed of principal and interest installments). During the entire term of the loan, your repayment will not change. You can determine the date of payment yourself, for example, according to the payment date of your salary.
No, drawing this type of loan with a co-borrower is not possible.
In order to complain about the goods, it is necessary to contact the seller from whom the goods were purchased.
https://www.tatrabanka.sk/en/personal/loans/pay-later/