Consumer LoanTB Calculator
Use the money from the loan for anything without having to prove the purpose of its use and without collateral.
1/3 Loan details
Loan details
How much do you want to pay monthly?
How much do you want to borrow?
2/3 Income data
Income data
* Marked fields are required.
3/3 Liability data
Liability data
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Loan offer
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Your average monthly income, including bonuses, for the last 12 months. The income does not include travel reimbursements, emergency allowances, and other income from which contributions are not paid.
Calculate the monthly payments for all your loans, such as a mortgage, consumer loan, or lease.
The annual percentage rate of charge is an indicator that reflects the actual cost of a loan in percentage terms per year, including interest and fees.
The total amount that the client pays during the loan repayment period, i.e. it includes not only loan repayments, but also fees associated with the loan.
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For a loan of EUR 10,000 with a fixed interest rate of 6.49% p.a., a repayment period of 96 monthly annuity installments, and a one-time loan fee of EUR 200, the annual percentage rate of charge is 7.39% with a monthly loan installment of EUR 134.26, while the last loan installment is EUR 40.86. The total amount the client will pay is EUR 12,995.56, with interest calculated based on the actual number of days in each month and assuming a calendar year length of 360 days.
If the conditions for applying the #premodruplanet benefits are met, the loan fee paid in the amount of EUR 200 will be refunded and the interest rate reduced to 5.99 % p. a., while the above data is changed as follows:
- The monthly loan payment will be reduced to 131.77 EUR, while the last loan payment will be 54.51 EUR and the annual percentage rate of cost will be reduced to 6.25 %. The total amount that the client will pay will be 12,572.66 EUR. The other data does not change.
Representative example of APR calculation for the Consumer loanTB assuming the benefit "One Interest Back Every Year" applies.
- If the conditions for the benefit payout are met after the anniversary of every twelfth installment, with the payout on the day of each twelfth installment, the Annual Percentage Rate of Charge will be reduced to 6.83% and the total amount the client will pay will be EUR 12,666.24.
https://www.tatrabanka.sk/en/personal/loans/consumer-loan-calculator/