Happy life Insurance
Are you worried about illness, injury, and loss of income? You don't have to be anymore. Term life insurance will take care of your financial well-being even in challenging life situations.
Happy Life Insurance is designed for adults.
Comprehensive offer
Choice of packages
Bonus: Professional telephone consultation
Tatra banka, a.s. operates as an independent financial agent registered under number 34945 with the National Bank of Slovakia, for Allianz - Slovenská poisťovňa, a. s. and for UNIQA pojišťovna, a.s., a branch of an insurance company from another member state.
Benefits of Happy Life Insurance
- comprehensive adult protection
- choice of three packages
- wide range of insurance options
- multiple payouts in case of a traffic accident
- insurance dynamics - protects against inflation
- discount up to 40% depending on package selection
Scope of Insurance
Choose the insurance coverage according to your preferences. We offer 3 insurance coverage packages:
| Insurance Risk | Standard | Gold | Platinum |
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| Term life insurance |
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| Permanent disability insurance with progression |
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| Disability insurance due to accident |
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| Daily compensation insurance during necessary treatment of accident consequences |
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| Critical illness insurance |
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| Accidental death insurance with double compensation for traffic accident participants |
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| Doctor+ insurance |
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| Surgical procedure insurance |
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| Daily compensation insurance during hospital stay due to illness |
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A bonus is the TOP professional telephone consultation* available with each of the offered packages.
The professional telephone consultation can be used for the following life events of the insured:
- death, injury, illness, pregnancy (including pregnancy counseling),
- injury or illness of a close person of the insured,
- a situation or event requiring psychological counseling,
- a situation or event requiring legal advice in cases of social and health insurance claims, or in case of damage arising from an insured event according to the Insurance Terms,
- an event requiring a telephone consultation with a general practitioner,
- an event requiring the search for a healthcare facility.
*The TOP professional telephone consultation bonus is automatically assigned to an insurance policy with a premium of 300 EUR or more per year.
Services are available 24 hours a day at the phone number +421 2 50 122 222.
Representative Example (insured is a 34-year-old adult)
For a total price of 63 EUR/month, an adult is covered under the Gold package:
- Term life insurance for the insured amount of 32 700 EUR
- Permanent disability insurance with progression for the insured amount of 32 400 EUR
- Disability insurance due to accident for the insured amount of 64 800 EUR
- Daily compensation insurance during necessary treatment of accident consequences for the insured amount of 20 EUR/day
- Critical illness insurance for the insured amount of 16 200 EUR
- Accidental death insurance with double compensation for traffic accident participants for the insured amount of 32 400 EUR
- Doctor+ insurance
How to take out the Happy life Insurance
Reporting an insurance event
To report an insurance event, use one of the following options:
- Online via the application Tatra banka (from the insurance details)
- Online via the Allianz website
- By phone on the Allianz hotline +421 2 50 122 222
- By mail to the insurance company's address:
Allianz – Slovenská poisťovňa, a. s.
Pribinova 19
811 09 Bratislava - In person at Allianz or Tatra banka branches
The policy number needed for reporting a claim can be found in your insurance policy, payment document, Tatra banka mobile application, or via the Allianz hotline +421 2 50 122 222.
Frequently asked questions
Insurance can be taken out by individuals aged 18 to 57. The insurance is taken out by an adult who is both the policyholder and the insured person.
Critical illness insurance provides financial assistance to clients in case of common serious illnesses, such as cancer, cardiovascular diseases (heart attack, stroke), multiple sclerosis, kidney failure, and many others. The insurance covers up to 70 diseases and ensures the needs of the client in case of a serious diagnosis or undergoing major surgery.
The financial resources from the insurance can be used by the client to secure their family's stability or to repay obligations (e.g., loans) during the treatment of the illness. They can also be used to cover costs not covered by health insurance or for premium healthcare.
Permanent consequences of an injury and medical reports thereof must be reported and submitted only after the health condition has stabilized, but no later than 4 years from the date of the injury.
https://www.tatrabanka.sk/en/personal/insurance/happy-life-insurance/