Use all advantages of III. pillar for you and your employees

The employment environment in Slovakia has long been struggling with a lack of quality labor and a high rate of employee turnover. Forecasts for the next few years confirm this trend, as a small number of cohorts will gradually enter the labor market. The competition between employers to fight for the best in the market and to stabilize the key workforce is likely to intensify.

One of the key competitive advantages of an employer is a package of employee benefits. Pension contribution should be an obvious part of it. DDS is one of the most sought-after financial benefits and at the same time one of the few that provides benefits even after retirement. For you and your company, this means:

• cost optimization,
• flexibility and professional service,
• administrative simplicity and
• an important competitive advantage.

Business benefits

• Savings of up to 25.2 % compared to a salary increase, because you do not pay levy to the Social Insurance Agency from the contributions to the supplementary pension savings.
• Contributions paid can be included in tax expenses up to 6 % of settled wages and wage compensation.
• You can also pay contributions from the Social fund.
• Competitive advantage in recruiting, compensation and workforce retention.
• Flexible compensation scheme in terms of company policy - based on years of service, qualifications, seniority, etc.

Easy access, simple solutions

• The agreement with DDS Tatra banky allows you to change and adjust the amount of contributions based on your own criteria.
• There is a contact person available to provide you with 100 % support and professional service.
• The benefits package also includes the possibility of presenting the product to your employees and concluding participation contracts directly in your company.
• You can also conclude the agreement with DDS Tatra banky by phone or in a Tatra banka branch. The contract to sign will then be delivered to you by courier.