Loans with guarantees to support Digitalization and Automation

Funding with a guarantee from the Recovery and Resilience Plan to support the development of micro, small, medium and large enterprises and entities of the scientific research sector.

You can apply for a loan at a bank branch or through a business center.

Basic conditions for obtaining a loan

client is registered in the register of public sector partners, if the Act on RPVS applies to them
is not excluded from the relevant framework of de minimis aid
falls under the bank’s financed sectors

Who can apply for a loan with a guarantee

Small, medium and large enterprises, subjects of the scientific and research sector
Small and medium-sized enterprises with up to 250 employees, with an annual turnover of max. 50 mil. EUR or assets of max. 43 mil. EUR

Purpose

A) Digitalization and Automation

Digital and automated solutions/technologies
Digitalization of marketing, business processes, production, sales, operational, administrative, decision-making and management processes of the company
Cybersecurity
Adapting the workforce to digital transformation
Automation and robotization of the production process

B) Research and development projects

transition to the digital economy
unique industrial and digital technologies
artificial intelligence and robotics

Details

In the form of installment and overdraft loans
Maturity up to 10 years
Maturity 6 years for overdraft loans
Maximum loan amount up to 2 812 500 EUR
Investments in:
- digitalization,
- automation,
- research and development

Grant

A) Paid out from the amount of the provided and utilized loan after fulfilling the following conditions:

loan was fully utilized and the investment was completed
grant will be used for an extraordinary repayment of part of the loan principal
grant is applied only to the investment installment loan

B) The amount of the provided grant depends

on the size category of the enterprise
on the purpose of the financing
on the location of the planned investment

Project purpose	Project allocation	Amount of Grant Small and medium-sized business	Amount of Grant Large business
Digitalization and Automation	Eastern Slovakia area	20 %	2.50 %
	Central Slovakia area	17.50 %	2.50 %
	Western Slovakia area	15 %	2.50 %
	LDD / JTF*	+ 5 %	+ 2.50 %
	Bratislava Region, Košice city	15 %	2.50 %
Research and development	All of Slovakia	30 %	30 %

Least developed districts
(LDD)*

Bardejov district	Rimavská Sobota district
Michalovce district	Svidník district
Sobrance district	Levoča district
Gelnica district	Rožňava district
Poltár district	Trebišov district
Stará Ľubovňa district	Lučenec district
Kežmarok district	Sabinov district
Revúca district	Vranov nad Topľou district
Stropkov district	Medzilaborce district
Košice - okolie district	Snina district

Just Transition Fund
(JTF)*

Košice region	Košice I-IV district
	Košice okolie district
	Michalovce district
Banská Bystrica region	Brezno district
	Revúca district
	Rimavská Sobota district
	Zvolen district
	Žiar nad Hronom district
	Žarnovica district
	Banská Štiavnica district
Trenčín region	Prievidza district
Trenčín region	Partizánske district