Information on mortgages during a cadastral service outage

| 10.01.2025

Updated 10. 03. 2025

Dear clients,

we bring you updated information on processing housing loans.

Mortgage consultation up to the signing of the contractual documentation

Employees in our branches will continue to be happy to consult with you about your plans for acquiring a new property. They will model the desired loan with you and prepare a loan offer for you. At the same time, we will prepare contractual documentation for you to sign.

Mortgage disbursement

In the case of drawing on the basis of a submitted deposit proposal, the client must submit:

• the original of the deposit proposal of the mortgage agreement with a note indicating its acceptance by the relevant district office, as well as the procedure number under "V" and proof of payment of the relevant administrative fee,
• the original of an extract from the title deed/deeds not older than 15 days for the property to be mortgaged with a note indicating the seal confirming the initiation of the procedure for permitting the deposit of the mortgage as the first in line.

In the case of drawing on the basis of the Decision on the Authorization of Deposit, the client must submit:

• the original decision on the authorization of the deposit of a lien from the contract on the lien on the mortgaged property in favor of the bank,
• the original extract from the title deed(s) to the mortgaged property usable for legal acts, no older than 3 months, with the registration of the lien.

From 06. 02. 2025, clients can use the service of registering documents by the bank in the relevant cadastre free of charge:

Tatra banka has been offering clients the option of registering documents in the relevant cadastre for them for a long time. Thanks to this, they will save on an additional visit to the cadastre in some cases. The service is normally charged in accordance with the fee schedule in the amount of 30 EUR per visit to the cadastre. Currently, clients can use this service free of charge. Subsequently, the client only needs to pick up the original Title Deed required for drawing their loan at the cadastre.

 

Loan changes

The bank is still processing loan changes.

 

If you have any further questions, please contact our branch staff and the DIALOG Live contact center.

Sincerely,
Tatra banka

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