Price list for loans
Consumer loanTB/ Refinancing loanTB |
Home equity loanTB | MortgageTB | |
---|---|---|---|
Loan fee | 2 % of the loan amount, max. 300 EUR11 |
0,80 % of the loan amount, min. 250 EUR + 150 EUR1,13 + 30 EUR12 |
0,80 % of the loan amount, min. 250 EUR + 150 EUR1,13 + 30 EUR12 |
Loan change fee | 50 EUR5,10 | 150 EUR5,7 | 150 EUR5,8 |
Early repayment costs | Actual costs directly related to the early repayment request and costs incurred by the bank in connection with the early repayment2,3,4 | Actual costs directly related to the early repayment request and costs incurred by the bank in connection with the early repayment6 | |
Fee for gradual drawdown of the loan | - | - | 25 EUR per second and any further drawdown of the loan |
Interest rate change fee9 | - | 0,5 % of the outstanding part of the loan, min. 150 EUR |
0,5 % of the outstanding part of the loan, min. 150 EUR |
For products no longer sold, the relevant fees are published in the Service charges. |
1 Apartment rating/one property. - 2 Only valid if the amount of installments repaid in the last 12 months, including the last installment, exceeds 10 000 EUR. For consumer loans according to Act no. 129/2010 Coll. is the amount of the fee in the maximum amount established by law. - 3 For consumer loans under the Consumer Credit Act, the cost of prepayment may not exceed 1 % of the prepaid loan amount. - 4 In the case of early repayment during the last year before final maturity, the cost of early repayment shall not exceed 0.5 % of the amount of the loan repaid early. - 5 The fee will be refunded if the requested change is not implemented. - 6 Without the obligation to pay costs if the application is submitted no later than the last day of the deadline specified in the Notice of new loan conditions in connection with the expiry of the fixation period, further in the case of early repayment of the loan in one or more monthly installments, realized once per calendar month in total per calendar year does not exceed 30 % of the loan principal. For housing loans, the cost of early repayment may not exceed 1 % of the prepaid loan amount. - 7 Applies to a reduction in the amount of the loan before granting, a change in loan repayment, a change in collateral, a change in the person of the borrower/guarantor, a change in the conditions of granting. The fee does not apply in connection with an application for early repayment of the loan.- 8 Applies to a reduction of the loan amount before granting, change of loan repayment, change of financed real estate/collateral, change in the person of the borrower/guarantor, change of conditions and grant. The fee does not apply in connection with an application for early repayment of a loan. - 9 The fee is calculated from the outstanding part of the loan on the day of the interest rate change. If the application is submitted no later than on the last day of the period specified in the Notice of New Loan Terms and Conditions in connection with the expiration of the fixation period, the fee shall not be paid. - 10 Applies to a change in the repayment date, a reduction in the interest rate. - 11 Not applicable to Refinancing loanTB. - 12 Delivery of a proposal for the deposit of a contract on a lien on real estate to the relevant district office/one contract. 13 The bank will provide only if it is not a financed real estate for a loan with the purpose of acquisition.
Read everything you need to know about loans. Helpful calculators calculate the amount of the monthly payment for the parameters you entered. If you are still hesitant about which loan is right for you, consult us at any branch or through the DIALOG Live contact center, where you also have the opportunity to consult your mortgage online, from the comfort of your home.
Leasing services
According to the Service charges of Tatra Leasing or find out more on the Infoleasing client line on working days between 8:00 and 17:00.
https://www.tatrabanka.sk/en/about-bank/important-documents/service-charges/loans/